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| NEWS | LEARNING CENTER | COMPLIANCE | LEGISLATIVE | RESOURCES | CUANM SERVICES | |
Albuquerque Chapter of Credit Unions
Northern NM Chapter of Credit Unions
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2009 Compliance School Tuesday, August 18, 2009 & Wednesday, August 19, 2009 9:00 a.m. — 4:30 p.m. Sign-in from 8:30a.m. to 9:00a.m.
The 2009 Compliance School provides timely and necessary regulatory training that will help you and your credit union address upcoming requirements. Plan for an interactive high energy workshop that will provide you with tools and resources.
Tuesday, August 18- Lending Compliance
Changes to credit card laws and regulations - do you know what changes will be required by the revisions to Truth in Lending, Unfair and Deceptive Acts and Practices, and future requirements for credit cards under the Credit Card Accountability and Disclosure Act of 2009?
Consumer credit rights - credit card error resolution, HELOC reductions, what do you need to do when things aren't going according to plan? When and how can you reduce lines of credit? What are your responsibilities when cardholders make claims of unauthorized use?
Changes to Truth in Lending - open-end, closed-end and Mortgages - If you think you are not affected by "higher priced mortgage" requirements, you may be missing out. See what types of loans are covered by these rules that you might not expect.
Appraisal requirement update - there have been so many new requirements out about appraisals, are you certain you've covered them all?
SAFE Act Mortgage registration -who needs to be licensed and who needs to register - and what is the difference?
Changes to the Home Mortgage Disclosure Act - changes have been made to HMDA to accommodate the truth in lending changes, find out what they are before the form is due!
FACTA changes to the Fair Credit Reporting Act - what are the new requirements on furnishing information to consumer reporting agencies?
Wednesday, August 19- Operations Compliance
Check holds - what is/will be a local check? - check processing regions are changing rapidly, which affects the credit union's ability to hold funds, are you in compliance?
Laws of Checks - what other mechanisms can credit unions use besides check holds to protect against check losses?
Unlawful Internet Gambling Enforcement Act - which accounts may be affected by this new law, and what are we required to do?
Business Accounts - these accounts are different than consumer accounts, how we set them up affects our rights and liabilities.
Advertising and Share Insurance - requirements for advertising and posting notices in shared branches.
Electronic Banking regulatory requirements - what are the requirements for e-statements and electronic disclosures.
BSA Update - just the latest and greatest on the minds of examiners, law enforcement and FinCEN.
Common Trust account issues- who can open, whose SSN must be used, what happens after a trustee dies, and more.
Speaker: Mary-Lou Heighes, CUCE Mary-Lou Heighes has been involved in the credit union movement since 1989. Her areas of expertise involve marketing, collections, general operations, lending, and of course - compliance. She is a CUNA-certified Credit Union Compliance Expert, and is President of Compliance Plus, Inc. which provides compliance, training, strategic planning and consulting services to credit unions.
Ms. Heighes was the Senior Research and Information Consultant for the California/Nevada Credit Union League where she worked for 7 years answering credit union compliance and operational questions and producing bulletins for member credit unions on operational and regulatory changes, and worked closely with the legal department on statutory changes affecting credit unions.
You will also find Ms. Heighes instructing at CUNA conferences such as Regulatory Compliance School, League Conferences, or writing articles for Credit Union Magazine, CU Executive and CU Exec Online. She is the author of Understanding Regulations, part of CUNA’s Volunteer Achievement Program series.
Location
CUANM Learning Center, 4200 Wolcott Ave. NE, Albuquerque, NM 87109
Please fill out a separate line for each participant. Submit additional registration forms as needed.
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