Legal Loan Application Under the Revised Reg Z & RESPA Rules Webinar


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When do we Have a Legal Loan Application Under the Revised Reg Z & RESPA Rules? Webinar

July 7, 2010
1:00 p.m. – 2:30 p.m. MST

$159 Webinar Only

$159 CD Only

$179 Webinar and CD

“All she did was ask a few questions about our loans (or go to our Web page).
Do we really need to give disclosures, send an adverse action notice, or count her on our HMDA LAR?”

How many times have you asked, or been asked these questions? Do you know exactly when your loan-tracking responsibilities begin? You don’t want examiners to uncover a documentation trail for a possible loan application that was missed for the LAR, or adverse action, or both.

Explore this frequent, high-exposure “legal” issue and give your application process its periodic compliance check-up. When a potential borrower starts asking questions, more regulations apply than you may realize and the most-recent changes to Reg Z and RESPA are at the top of that list!

HIGHLIGHTS

When do your loan-tracking responsibilities begin?
How to handle differing regulatory definitions of “application” (TILA, ECOA, RESPA, HMDA)
When and how do the newest changes to Reg Z and RESPA come into play?
Are there Fair Lending issues to consider?
Prequalification and pre-approval requests
Telephone, Internet, and electronic-banking applications
The usefulness of internal operating procedures for documenting inquiries vs. applications

Presenter: Ann Brode, Brode Consulting Services, Inc.
Ann Brode began her career in 1973 and has continued her service as a consultant to regional and community financial institutions through a wide range of areas including strategic planning, lending, deposits, marketing, training, compliance, and management. Ann is a well-respected presenter and has spoken to audiences across the country for over 20 years. She has presented sessions for numerous state associations and has taught at the School of Banking Administration at the University of Wisconsin as well as many other state banking schools. Ann is the author of The Bank Deposit Documentation Manual for Front-Line Personnel, published by Bankers Publishing Company, and is well represented in numerous industry publications.

Get Connected: It’s as easy as 1 - 2 - 3

Fill out the information below and submit registration.
Prior to the conference, you will receive a special instruction sheet outlining the computer login and telephone dial-in procedures, your password, a specific toll-free telephone number and handout materials.
On the day of the conference gather all the attendees around your computer and speakerphone, distribute copies of the handout material, and enjoy the conference.

Cancellation/Payment Policy: Substitutions are always welcome. No-shows and cancellations received five days or less prior to the event will be invoiced for the full registration fee. Please do not send payment; your credit union will be billed. Password information and materials will be e-mailed 48 hours prior to the session.