Understanding Signature Cards & Account Agreements Webinar


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Understanding Signature Cards & Account AgreementsWebinar

April 7, 2010
1:00 p.m. – 2:30 p.m. MST

$159 Webinar Only

$159 CD Only

$179 Webinar and CD

If you open new accounts, it may be time to take a look at the signature card, account agreement, and resolution to see what these important documents contain. While many signature cards and agreements vary from institution to institution, they have many similar components. These documents are legally-binding agreements between your credit union and your members. What has each party agreed to?

Understanding these important documents and their role in the deposit side of the credit union can make member relations more consistent and less risky. Your member’s account insurance also depends on how well you have set up the signature card governing the account relationship. This seminar is a must for everyone who opens new accounts, manages branches, and all branch administration. Look at your account documents in a whole new light!

HIGHLIGHTS

Legal ownership of accounts: Single-party, multi-party accounts, PODs, and authorized signers
W-9 requirements
Common errors on signature cards
Legal issues of checks: post-dated, state-dated, rights, and liabilities
What happens when your signature card/account agreement is incomplete?
The signature card/agreement and check legends, powers of attorney, and other outside documents
Your signature card/agreement and the right of offset, closing accounts, and lawsuits
The danger of altering or making changes to existing account agreements (whiteout, lining through, etc.)

Presenter: Deborah L. Crawford, gettechnical inc.
Deborah Crawford is the President of gettechnical inc., a Baton Rouge-based firm, specializing in the education of financial institutions across the nation. Her 20+ years of experience began at Hibernia National Bank in New Orleans. She graduated from Louisiana State University with both her bachelor’s and master’s degrees.

Debbie specializes in the education of financial institution employees and officers in the area of deposit account laws, new account documentation, insurance, complex compliance regulations and IRAs.

Get Connected: It’s as easy as 1 - 2 - 3

Fill out the information below and submit registration.
Prior to the conference, you will receive a special instruction sheet outlining the computer login and telephone dial-in procedures, your password, a specific toll-free telephone number and handout materials.
On the day of the conference gather all the attendees around your computer and speakerphone, distribute copies of the handout material, and enjoy the conference.

Cancellation/Payment Policy: Substitutions are always welcome. No-shows and cancellations received five days or less prior to the event will be invoiced for the full registration fee. Please do not send payment; your credit union will be billed. Password information and materials will be e-mailed 48 hours prior to the session.